Full flexibility for your savings with a ProCredit instant access savings account. Your benefits at a glance:

  • fair interest rate, currently 0.10 percent per year, variable interest rate
  • daily access, no minimum deposit, no account management fees
  • responsible, meaningful and sustainable investment
  • suitable for making regular deposits to grow your savings
  • easy to manage by internet, telephone or post

Here’s how it works – the three steps to getting started with your savings account:

(1) Open an instant access savings account with ProCredit Bank AG. Provide information on your current account at a bank in Germany; this will serve as a reference account. (2) After your personal data has been verified through the Postident procedure, we will open your account and inform you of the account number. (3) You can now transfer the desired amount from your reference account to your new savings account at ProCredit Bank. Done!

What else do you need to know?

The interest rate paid on instant access savings accounts is variable. The interest is credited to your account on 31 December each year and a statement will be issued at the same time. Additional deposits of any amount can be made at any time via a standing order or an individual payment. If you require access to your money, simply transfer the funds to your reference account.

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