10jahre procreditbank


Our fair and transparent call money and term deposit services are available to you .

Foundations and other comparable organisations can open call money accounts and term deposit accounts directly and thus benefit from interest-bearing liquidity while supporting the solid business model of the ProCredit group. Please be advised that we are unfortunately unable to open accounts for capital investment companies, companies with the purpose of managing their own assets, or other professional asset managers.

Our interest rates for call money accounts

0.20 percent per year, variable, up to 1 million Euro
Amounts over 1 million Euro currently do not bear interest
Custody fee = 0.00 % p.a.

Our interest rates for term deposits

Fixed rate of interest, term

6 months1 year2 years3 years4 years5 years
1.50 % p. a. 2.10 % p. a. 2.60 % p. a. 2.60 % p. a. 2.60 % p. a. 2.60 % p. a.
6 years8 years10 years
2.70 % p. a. 2.80 % p. a. 2.90 % p. a.

The interest earned on term deposits will be paid to your call money account at the end of each year of your investment.
The services offered as stated in our list of prices and services are limited to interest-earning deposits of up to EUR 1 million per customer. For amounts exceeding this limit, please contact one of our customer service representatives.

Moreover, your funds are protected by both the statutory German Banks’ Compensation Scheme (Entschädigungseinrichtung deutscher Banken) and by our voluntary membership in the Deposit Protection Fund of the Association of German Banks (Einlagensicherungsfonds des Bundersverbands deutscher Banken e.V.).

Getting started with call money accounts for business clients:

  1. Open an call money account with ProCredit Bank AG. Provide information on your company’s current account; this will serve as a reference account.
  2. You, and possibly an authorised representative of your company as well, must verify your identity through the Postident procedure. Submit the required documents with your application (see the application form).
  3. After receiving your application documents, we will open your account as quickly as possible and inform you of the account number. You can then transfer the desired amounts to your call money account.

The three steps to getting started with a term deposit account for business clients:

  1. In order to open a term deposit account, you must have a ProCredit Bank AG call money account.
  2. You can conveniently set up a term deposit account online.
  3. Simply transfer the desired investment amount (min. EUR 20,000) from your call money account to your term deposit account. You can change your roll over options at any time before the deposit has reached maturity.
ProCredit Bank Germany only uses cookies that are necessary for technical reasons. More information on this can be found in the