Our fair and transparently designed savings plans are interesting investment alternatives for business clients, foundations and institutional investors. With a savings account or term deposit account, your company’s liquidity can earn interest while promoting the ProCredit group’s solid business model. ProCredit Bank in Germany makes the deposits available to the other ProCredit banks worldwide for the purpose of financing small and medium-sized businesses. Investing in ProCredit makes sense from a practical and commercial point of view, and also in terms of corporate social responsibility. Entrusting us with your money is more than just a normal financial transaction.

Our current interest rate for instant access savings accounts is 0.01 % p. a. (no minimum deposit), variable interest rate.

Current maturities and interest rates for our term deposits:

Fixed rate of interest, term in months

12 months24 months36 months
0.10 % p.a. 0.15 % p.a. 0.20 % p.a.

The interest earned on term deposits will be paid to your instant access savings account at the end of each year of your investment.
The services offered as stated in our list of prices and services are limited to interest-earning deposits of up to EUR 1 million per customer. For amounts exceeding this limit, please contact one of our customer service representatives.

Moreover, your funds are protected by both the statutory German Banks’ Compensation Scheme (Entschädigungseinrichtung deutscher Banken) and by our voluntary membership in the Deposit Protection Fund of the Association of German Banks (Einlagensicherungsfonds des Bundersverbands deutscher Banken e.V.).

Getting started with savings accounts for business clients:

  1. Open an instant access savings account with ProCredit Bank AG. Provide information on your company’s current account; this will serve as a reference account.
  2. You, and possibly an authorised representative of your company as well, must verify your identity through the Postident procedure. Submit the required documents with your application (see the application form).
  3. After receiving your application documents, we will open your account as quickly as possible and inform you of the account number. You can then transfer the desired amounts to your instant access savings account.

The three steps to getting started with a term deposit account for business clients:

  1. In order to open a term deposit account, you must have a ProCredit Bank AG savings account.
  2. You can conveniently set up a term deposit account online.
  3. Simply transfer the desired investment amount (min. EUR 20,000) from your savings account to your term deposit account. You can change your roll over options at any time before the deposit has reached maturity.
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