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Term deposit

Attractive returns, planning security, no risk.
2.80 % p.a. for fixed-term deposits of 1 year

And now for the details
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Attractive interest rates: the best thing for your money!

Our term deposits offer plannable and safe returns. Simply choose the term that best suits you and benefit from our attractive interest rates. And perhaps the best part: you choose a bank that puts your deposits to work by financing businesses while incorporating environmental and social criteria into its lending decisions.

Invest short term: 1.90% p.a. with our new 3‑month term deposit.

Term Interest rate per annum
3 months 1.90 % p.a.
6 months 2.15 % p.a.
1 year 2.80 % p.a.
2 years 2.80 % p.a.
3 years 2.80 % p.a.
Term Interest rate per annum
4 years 2.80 % p.a.
5 years 3.05 % p.a.
6 years 3.05 % p.a.
8 years 3.05 % p.a.
10 years 3.50 % p.a.

Your advantages:

  • Attractive and guaranteed interest rates

    For example 2.80 % p.a. for fixed-term deposits of 1 year. Our attractive interest rates remain stable over the entire term – guaranteed. Your interest is paid annually

  • Secure investment

    Your savings are safe: ProCredit Bank is a member of the Deposit Protection Fund of the Association of German Banks and your deposits are therefore guaranteed.

  • Responsible banking approach

    We assess financing against environmental and social criteria and finance areas including energy efficiency and renewable energy. The ProCredit Group publishes details and results in its Impact Report.

  • No fees

    Another way we make life easier: There are no account management fees for your term deposit account. This will save you money!

  • For deposits up to EUR 1 million

    You can take advantage of our guaranteed interest rates up to a sum of EUR 1 million. You could hardly invest your money in a more stable and secure way!

  • Planning security

    Choose the term that suits your needs and create planning security for your finances.

What yield awaits you? Take a look!

How much would you like to invest?
How long would you like to invest?

Interest income

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Capital end-of-period

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Our rates and terms*

Term Interest rate per annum
3 months 1.90 % p.a.
6 months 2.15 % p.a.
1 year 2.80 % p.a.
2 years 2.80 % p.a.
3 years 2.80 % p.a.
Term Interest rate per annum
4 years 2.80 % p.a.
5 years 3.05 % p.a.
6 years 3.05 % p.a.
8 years 3.05 % p.a.
10 years 3.50 % p.a.

ProCredit Bank AG uses the actual (act/act) interest method (both the number of interest days and the length of the respective year are always determined to the exact calendar date). Therefore, there may be slight deviations between the results of the interest calculator and the subsequent settlement, e.g. in leap years.

And it’s that simple:

  1. Call money account

    Open a call money account.

  2. Term deposit account

    Open a term deposit account via the e-Banking portal, by telephone, or by post.

  3. Done!

    Your desired investment amount (min. EUR 5,000) will then be transferred from your call money account to your new term deposit account.

Does that sound good?

Then start now with step 1 and open your call money account!

Already a client? Open your term deposit account directly in our e-Banking-Portal

Open an account