With our term deposits, you simply let your investment rest for a while. And it’s worth waiting – thanks to the higher interest rates. Your benefits at a glance:

    • favourable conditions; minimum deposit EUR 5,000
    • responsible, meaningful and sustainable investment
    • free processing through your instant access savings account; easy management via Internet, telephone or post.

Our interest rates:

Fixed rate of interest, term in months

Interest earnings from term deposit accounts will be credited to your instant access savings account at the end of each investment year.

Fixed interest rate, term in months

6 months12 months18 months24 months36 months48 months60 months
0.25 % p.a. 0.40 % p.a. 0.40 % p.a. 0.10 % p.a. 0.15 % p.a. 0.20 % p.a. 0.30 % p.a.

Here’s how it works – the three steps to getting started with your term deposit account:

(1) In order to open a term deposit account, it is necessary to have a primary account with ProCredit Bank (instant access savings account).

(2) You can then conveniently set up a term deposit account using the e-Banking portal, by telephone or by post. You can also decide whether or not you would like your term deposit to roll over automatically at the end of the selected term.

(3) Your desired investment amount (min. EUR 5,000) will then be transferred from your primary account to your term deposit account. You can change your roll over options at any time before the deposit has reached maturity.

What else do you need to know?

At the end of each year interest will be paid to your instant access savings account. At the end of the term we will transfer the investment amount to your instant access savings account. From that point on, your deposit will continue to earn interest at the rate valid for savings accounts.


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