Who manages the bank:

Our management

Christian Kistner earned his qualifications as a banker (German Chamber of Commerce) with Dresdner Bank AG in Nuremberg. He later went on to study business administration in Frankfurt and in San Diego, California. In the early part of his career, he occupied senior positions in the sales and risk management divisions of Dresdner Bank AG. From mid-2008 until 2017, he was the head of the global credit risk management division for banks and then of the business clients division at Commerzbank AG. He joined the ProCredit group in 2017 and has been a back office Management Board member since April 2019. In this position, Mr Kistner is responsible for the areas of risk controlling and compliance, finance, and credit risk management, as well as for all back office units, the legal department and human resources.

Emilia Tzareva studied international relations in Sofia, Bulgaria. Starting in 1996, she served as Relationship Manager Corporate and then as Deputy Head Corporate at BNP-Dresdner Bank (Bulgaria). In 2001, she joined ProCredit Bank Bulgaria and oversaw the conceptual development and operations of the payments, back office and medium-sized enterprises departments before joining the Management Board of PCB Bulgaria in 2004. In 2007/2008, she supported the founding of ProCredit Bank in Germany, in particular the conceptual design of the transaction banking unit. In 2008, she returned to ProCredit Bank Bulgaria as a member of the Management Board and Executive Director. Since April 2018, she has been a front office Management Board member of ProCredit Bank Germany and is currently responsible for the areas of business and private client support, transaction business, trade finance, treasury and business development, as well as internal audit and office management.

Bettina Eberle is a qualified economist and graduate of the German Development Institute. Following her role in building up and managing various branches of ProCredit Bank Kosovo, she managed the bank’s retail activities and business with institutional clients. In 2005 she assumed responsibility for banking services at ProCredit Holding AG, making significant contributions to the conceptual development of deposit-taking in the ProCredit group. Since the beginning of 2012 she has managed customer service as a holder of a general commercial power of attorney for ProCredit Bank AG.

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