Who manages the bank:

Our management

Uwe Lüders (born in Helmstedt in 1966) is a certified banker (IHK). He studied in Erlangen-Nuremberg, Berlin and Detroit, graduating with master’s degrees in Economics and Business Administration. After starting his career in management consulting, he worked as a manager in medium-sized banks, responsible for corporate development, finance and risk management. Later on, as Chief Risk Officer for a financial holding group, he was in charge of the compliance and risk management functions. At the same time, he served as Chief Operating Officer for a newly founded transaction bank. He joined ProCredit Bank AG in mid-2014 as Chief Representative, responsible for Back Office Operations, Credit Risk Management and Risk Management. Since January 2015, he has been Member of the Management Board, responsible for all back office units, the Finance Department and Risk Monitoring for the bank.

Emilia Tzareva (born in Bulgaria in 1966) studied International Relations in Sofia, Bulgaria. Starting in 1996, she served as a Relationship Manager Corporate, and then as Deputy Head Corporate of BNP-Dresdner Bank (Bulgaria). In 2001, she joined ProCredit Bank Bulgaria and oversaw the conceptual development and operations of the Payments, Back Office and Medium-sized Enterprises departments before joining the Management Board of PCB Bulgaria in 2004. In 2007/2008 she supported the founding of the ProCredit Bank in Germany, in particular the conceptual design of the Transaction Banking unit. In 2008, she returned to ProCredit Bank Bulgaria as a member of the Management Board and Executive Director. Since April 2018, she has been a member of the Management Board of ProCredit Bank Germany and is currently responsible for the areas of Business and Private Client Support, Transaction Business, Treasury and Product Management.

Bettina Eberle (born in 1972 in Berlin) is a qualified economist and graduate of the German Development Institute. Following her role in building up and managing various branches of ProCredit Bank Kosovo, she managed the bank’s retail activities and business with institutional clients. In 2005 she assumed responsibility for banking services at ProCredit Holding AG, making significant contributions to the conceptual development of deposit-taking in the ProCredit group. Since the beginning of 2012 she has managed customer service as a holder of a general commercial power of attorney for ProCredit Bank AG.

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