Who manages the bank:

Christoph Beeck started at Commerzbank in 1997. After completing his vocational training as a banker, he studied for his Bachelor’s and Master’s degrees at the Frankfurt School of Finance & Management (HfB), graduating in 2005. Parallel to this, he underwent a trainee programme in Retail Banking.
After a stint at comdirect bank AG from 2005-2008, he went on to play a key role in building up Commerzbank’s Central and Eastern Europe segment until 2012, where he ultimately held the position of divisional head responsible for Financial and Resource Management. From 2013-2015, he was Group Project Manager responsible for setting up the group’s Non-Core Assets segment.
Most recently, as Managing Director, he was responsible for the steering of group activities and strategic projects in connection with the Polish subsidiary, mBank, as well as being an active member of various risk committees. In addition to this, from 2019 on, he was also responsible for Front-to-Back Deposit Business and Portfolio Management for Commerzbank AG’s Private and Corporate Clients segment.
He joined ProCredit Bank AG in April 2022 and was appointed to the Management Board on 9 September 2022 with responsibility for Back Office operations. Within the Bank’s overall Management Board structure, he is the CRO/CFO and responsible for Credit Risk Management, Risk Controlling, Financial Controlling, Accounting, Legal, Compliance, Audit and all Back-Office-Units.

After graduating in International Relations in Sofia, Emilia Tzareva started her professional career in 1992 in a Bulgarian state-owned bank as a Relationship Manager in the Financial Institutions Department. In1996, she joined the Corporate Department of BNP-Paribas Bulgaria, Sofia, initially as a Relationship Manager and later as its Deputy Head.
In 2001, she joined ProCredit Bank in Bulgaria and was responsible for the strategic development and operations of the Payments, Back Office and SME divisions before joining the Management Board in 2004.
In 2007/2008 she was instrumental in the establishment of the ProCredit Bank in Germany, in particular in the structuring of the Transaction Banking division.
She returned to ProCredit Bank Bulgaria in 2008 as a member of the Management Board and Executive Director. From 2008 – 2017, she was responsible for the SME and Private Clients units, as well as Online Services, Treasury and Cash Management, Payment Transactions, Card Payments and Marketing.
Since April 2018, she has been with ProCredit Bank AG in Germany as the Management Board member for Front Office operations and is currently responsible for Business and Retail Banking, Payments, Foreign Trade Finance, Treasury, Business Development, HR and Office Management.