Conditions and requirements

Business clients

Business Accounts rates in Euro

Call money accounts rates

0.80 percent per year, variable, up to 1 million Euro
Amounts over 1 million Euro currently do not bear interest

Term deposit rates

Fixed interest rate, term

The investment amount per depositor (total balances of all accounts held at ProCredit Bank) is limited to a maximum of EUR 1 million ProCredit Bank AG reserves the right to reject deposits exceeding EUR 1 million or to apply an interest rate that differs from the standard interest rate.

For new clients as of 20 May 2021, the following applies: The investment amount per client on all accounts of ProCredit Bank (obligo) is limited to a maximum of EUR 1 million. If the maximum amount of EUR 1 million is exceeded, ProCredit Bank reserves the right to reject amounts exceeding EUR 1 million or to apply an interest rate that differs from the standard interest rate. This may also mean a negative interest rate.

Private clients

For your first call money account
Opened after 1 July 2023.
Offer subject to change. After that, our standard conditions apply. 

3.40% p.a. for amounts up to EUR 50,000 guaranteed until 30 November 2023
0.80% p.a., variable, for amounts over EUR 50,000

Opened after 15 May 2023.
Offer subject to change. After that, our standard conditions apply. 

3.10% p.a. for amounts up to EUR 50,000 guaranteed until 30 September 2023
0.60% p.a., variable, for amounts over EUR 50,000

Opened in the period 1 April - 14 May 2023.
Offer subject to change. After that, our standard conditions apply.

2.10% p.a. for amounts up to EUR 50,000 guaranteed until 31 July 2023
0.60% p.a., variable, for amounts over EUR 50,000

Standard conditions
Offer subject to change.

1.10% p.a., variable, up to EUR 50,000
0.80% p.a., variable, for amounts over EUR 50,000 

Term deposit rates

Fixed interest rate, term

Here you will find a current price list and overview of services, as well as our terms and conditions.

Price list and overview of services for Business clients

Conditions for Business Accounts in USD

Price list and overview of services for Private clients

Terms and conditions