Your benefits at a glance:
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Attractive rates
For new clients:
2.25% p.a., variable.
Guaranteed until 31 March 2027Standard conditions for call money
Currently: 0.5% p.a., variable -
Your savings are safe
In addition to the compulsory deposit insurance, ProCredit Bank headquartered in Frankfurt am Main is a member of the Deposit Insurance Fund of the Federal Association of German Banks e.V.
Apart from that, development-oriented institutions, such as KfW, ZeitingerInvest, DOEN and EBRD are a part of the Ownership structure of the ProCredit Group.
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Responsible banking approach
We assess financing against environmental and social criteria and finance areas including energy efficiency and renewable energy. The ProCredit Group publishes details and results in its Impact Report.
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Quick and straightforward management
Open your account now online and benefit from our straightforward management in online banking.
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Foundation for your term deposit
You can invest additional term deposits from your call money account in online banking with just one click. We offer term deposits starting from 3 months!
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Flexible and available daily
Benefit from interest rates without losing the daily access to your savings.
Opening a call money account is as simple as this:
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Online application, reference account and sole signatory
If you do not require a business account with us, please complete the online application for a business call money account. Have the details of your current account ready, which will serve as the reference account for the call money account, and appoint a sole signatory.
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Verification of your identity
Verify your identity (or, where applicable, that of an authorised signatory from your company, registered association, foundation, NGO or trade association) via the Postident, Videoident or eID procedure. Submit the required documents together with your application form.
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IBAN and account activation
Once we have received your application documents, we will open your account as soon as possible and provide you with the IBAN. You can then transfer the desired amount into your call money account and, for example, open fixed-term deposits from there.
Convinced?
Whether you’re a company, registered association, foundation, charity, local authority or trade association, you can benefit from our straightforward call money accounts with attractive interest rates. Let’s get started!
Have questions about our call money account?
Who can open a business call money account?
Companies, registered associations, foundations, charitable organisations, local authorities and trade associations.
Is a ProCredit Bank business (current) account a prerequisite?
No, you can also open an online call money account directly, provided you do not need a business account for your day-to-day banking.
Would you like to place your funds in a long-term investment?
Your call money account is the gateway to other fixed-term deposits. Terms start from just three months! Simply select and set up your deposit with a single click via online banking.
What are the requirements?
You need a current account in Germany, which serves as your reference account, and you must appoint a sole signatory to manage the business relationship.
Interest, tax and account statements?
Interest is paid daily on the call money account. Interest is credited to the account at the end of the calendar year. Capital gains tax is also deducted at the end of the calendar year, unless exemption instructions have been provided. You will find the annual account statement and the tax certificate in your online banking inbox in January. The terms and conditions for call money accounts for business customers apply.
Would you like to speak to a representative?
Give us a call! We do not use any AI-powered software to answer calls. Our team is here to help.
Or you would like to open a business account for your payments?
Of course, you get the call money account along with the business account!
Open a business account
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Convinced?
Whether you’re a company, registered association, foundation, charity, local authority or trade association, you can benefit from our straightforward call money accounts with attractive interest rates. Let’s get started!