ProCredit Bank in Germany is part of the ProCredit group, which is the main bank for small and medium-sized enterprises and private clients in eleven countries in South Eastern and Eastern Europe.
In Germany, we focus on SMEs with business relationships in these markets. We also provide long-term loans for sustainable entrepreneurial investments in South Eastern and Eastern Europe in cooperation with the local teams of the respective ProCredit banks. As the group's correspondent bank, we manage Group Treasury, foreign payments and trade finance. With our activities, we want to make an active contribution to ecologically and socially sustainable economic development in the region.
To strengthen our teams, we are looking for a dedicated permanent position as soon as possible.
Credit Specialist in business lending (Back-Office Credit)
Your tasks in our Operations Department - Back Office Credit:
- Processing credit decisions and loan approvals
- Reviewing loan documents and disbursement requirements
- Preparing loan and collateral agreements in close coordination with our legal department
- Recording loans and loan collateral in the bank's systems
- Managing loan exposures on an ongoing basis (including disbursement, partial/full repayment)
- Monitoring compliance with covenants and repayment plans
- Maintaining credit files
- Preparing account statements and annual financial statements
- Providing data for reporting and for internal and external audits
- Working closely with the Business Client Support and Credit Risk Management departments as well as with the other ProCredit banks
- Supporting the optimisation of processes and collaborating on projects
Your profile
- Successfully completed banker training and/or studies in the field of economics, business administration or business law
- Professional experience in loan and collateral processing in business client lending or private customer business as a credit specialist
- First professional experience in loan and collateral processing and/or interest in banking are possible for the position of Junior Credit Specialist
- Affinity for modern information technology
- Good to very good knowledge of German and English Other foreign languages such as Serbian, Georgian, Bulgarian, Romanian, Greek or Macedonian are an advantage
- Banking-specific knowledge of contract and collateral law, including the relevant legal regulations, is an advantage
- Knowledge of the club deals or syndicated investments is an advantage
What we offer you
- Quick assumption of responsibilities in a sustainability-oriented bank
- An interesting and diverse working environment with very good development opportunities
- Highly motivated, international teams
- Flat hierarchy with open and direct communication
- Subsidised “Deutschlandticket” for rail travel throughout Germany
- Possibility to access “JobRad” and “DB Bike flat” programmes
- Banking industry retirement pension scheme
- Free fresh fruit and coffee
- Corporate Benefits programme
- eGym Wellpass
- Great location in the centre of Frankfurt’s Bockenheim district
- Flexible working hours and the possibility of hybrid working
Have we sparked your interest?
Then we look forward to receiving your application.
Please also let us know your salary expectations and earliest possible starting date.
Contact us: DEU.Job-Operationsprocredit-group.com
Your benefits at a glance:
-
A job with meaning
Is your career not only a job, but a calling? Do you want to make a difference? Then you’ve come to the right place: Whether it’s the expansion of renewable energies, the economic upturn in South Eastern and Eastern Europe or Ecuador – with us, your work contributes to ecologically and socially sustainable economic development
-
Code of Conduct
Our values are important to us. That is why our Code of Conduct commits us to acting responsibly, transparently and fairly – and to treating one another with respect and professionality.
-
Internationality and diversity
Colleagues from over 20 different countries work together as a team. Group-wide cooperation, particularly with the other ProCredit banks in twelve countries, both in and outside the EU, also guarantees a unique working environment.
-
Work-life balance
We know that your work is important to you – but we also know that there are other priorities in your life. That’s why we offer you the option of remote work, flexible working hours, part-time work, 30 days of vacation and various opportunities to apply for special leave for personal matters.
-
Mobility
You don’t live in Frankfurt or don’t own a car? No problem! At ProCredit Bank, we offer our employees a subsidised transportation ticket (Deutschland-Ticket), and for those interested, you can even get a bike (JobRad).
-
Health and sport
Your physical well-being is also important to us. We support your health by providing ergonomic office equipment, fresh fruit, coffee and tea, as well as a subsidy for an EGYM Wellpass.
-
Development and responsibility
We believe in your potential. With us, you can take on responsibility right from the start, benefit from flat hierarchies, and take advantage of an individual training budget. We also have two academies where regular training courses are held.
-
Pension plan
We provide support for you in all stages of life, including retirement. To ensure your financial security in old age, you can join the banking industry’s pension scheme (BVV) through us. In addition, we will match the amount you pay in, thereby doubling your contribution.
-
Employee benefits
Employees can take advantage of numerous offers via Corporate Benefits and obtain discount vouchers in categories such as travel, fashion, technology, lifestyle, tickets and many more.