SWIFT-/ BIC-Code: PRCBDEFF

Please note:
Our Business Account offers additional benefits — especially if you have business relationships with/in the countries in which ProCredit banks operate. In order to take advantage of these offers, you need to have a ProCredit bank account in one of these countries. If that is currently not the case, please give us a call. We look forward to hearing from you!

Your benefits at a glance:

  • Favourably-priced services and transparent fees
  • Only EUR 2.50 for euro payments to countries in the ProCredit group (Albania, Bosnia and Herzegovina, Colombia, Ecuador, Georgia, Kosovo, Macedonia, Moldova, Serbia and Ukraine) if the intended recipient also has an account at one of these ProCredit banks.
  • Transfers within the EU (SEPA) free of charge
  • Simple online account management via e-Banking
  • Alternatively, you can manage your account through your own in-house financial software if it supports EBICS standards

The account is ideal for all registered legal entities, including partnerships (GbR), associations (e.V.), traders (Kaufleute), co-operatives (eG).

Holders of business accounts also have access to our financing, guarantee and investment services (savings and term deposit accounts).

Account opening within Germany:

  1. Fill out the online Account opening application for a Business Account, then print it out and sign it.
  2. Please attach an excerpt from the commercial register (not more than 3 months old) and a current copy of the company’s list of shareholders.
  3. The identity of all authorised users must be verified through the Postident procedure. The account opening documents should be handed in with the Postident coupon. The post office will do everything else and send the documents to us.
  4. We will then open your account and inform you of the IBAN. To enable you to use our online banking service, an e-Banking-PIN will be sent to you separately. You will then have everything you need to start using your account. Done!

Opening an account from a country where ProCredit operates:

  1. Your company already has an account at one of the ProCredit banks worldwide.
  2. Fill out the online Account opening application for a Business Account, then print it out and sign it.
  3. Please attach an excerpt from the commercial register (not more than 3 months old) and a current copy of the company’s list of shareholders.
  4. The identity of all authorised users must be verified at a branch office of the ProCredit group. Please take the account opening documents to any ProCredit branch and your identity will be checked and verified there. Your account opening documents will then be forwarded to us by the local Business Client Adviser.
  5. We will then open your account and inform you of the IBAN. To enable you to use our online banking service, an e-Banking-PIN will be sent to you separately. You will then have everything you need to start using your account. Done!

Please note:

The accounts we are offer are lean and favourably priced. This means that our services are subject to certain requirements.

  • The account can only be managed online.
  • Telephone banking is not possible.
  • Currently, we do not offer a cash deposit / withdrawal service, nor do we issue debit or credit cards.
  • We do not issue cheques and do not accept cheques for credit to your account.
  • We have no branches in Germany.

What else?

Balance statements are issued on a quarterly basis. We will send your bank statements to your e-Banking mailbox every month; EBICS users will receive their statements per post.

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