ProCredit Bank offers the best interest rates for overnight money (for new customers).
Good reasons to open a call deposit account with us:
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Attractive variable interest rates
Standard conditions
From 18 June 2025.
Offer subject to change until further notice.
0.90% p.a., variable, up to EUR 50,000
0.65% p.a., variable, for amounts over EUR 50,000 -
Secure investment
Your savings are safe: ProCredit Bank is a member of the Deposit Protection Fund of the Association of German Banks and your deposits are therefore guaranteed.
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Sustainability
With your account, you support our goal of providing jobs, environmental protection, and energy from renewable sources in Southeast and Eastern Europe (More on sustainability). In our Impact Report, the ProCredit Group publishes annually the results we achieve with our customers and through our actions.
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No minimum amount
The great thing about our call money account: You don’t need to have a fortune to open it. Even with a small amount, you can benefit directly from the interest!
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No fees
Account management with us does not cost you a cent. Your deposit grows and you save money at the same time.
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Up to EUR 1 million
You can take advantage of the attractive benefits of your call money account up to EUR 1 million – which you can access flexibly online at any time, including interest!
And it’s so simple to open:
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Bank details
To open a call money account with ProCredit Bank AG, simply provide us with the bank details of your current account with any German financial institution – this account will serve as the reference account.
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Identity
After your identity and personal data have been verified using the Postident/Videoident procedure, ProCredit Bank AG will open your account and will provide you with your IBAN.
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Done!
You can now transfer the desired amount from your reference account to your new call money account at ProCredit Bank AG.
Convinced?
Open a call money account now!
Success stories

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Five years ago, we started our journey towards climate neutrality. A milestone has now been reached along the way – in a country that was not …

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The “Good Idea Factory”
Ideas that make the world a better place always deserve a chance. That’s why we support Enactus Mannheim, which continues to provide impetus for a …
As a sustainable commercial bank, we only finance projects that are compatible with our own objectives. What we aim to do: contribute to the creation of sustainable companies and new jobs through investment in South Eastern and Eastern Europe, thereby enabling the economies of these countries to develop further towards sustainability (more information). Our group publishes the results of our achievements with clients and based on our own actions in the annual impact report.
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